Do I have a case for a lawsuit?: My family and I got into a vehicle accident just over a month ago and I have been in pain every since then!! I have been going through physical therapy but it is not helping.
Everyone is saying to contact a lawyer?
George’s answer: Generally, if the other party is at fault, their insurance company will try to get you to settle quickly, before you get a lawyer. They offer you quick money before you even know the full extent of your injury. A good personal injury lawyer will help you reach a proper evaluation of the value of your case, which will include many things the insurance company is not likely to include in their initial offer to you–things like future medical bills, pain, lost wages, future lost wages, temporary and permanent disability. If you are not well, you need to be seeking appropriate medical treatment and you need to wait until you have fully recovered before you accept any settlement from an insurance company. Your claim may exceed the value of the other party’s insurance, in which case you may have a claim under your own policy for underinsured coverage. Sometimes your policy allows you to “stack” uninsured coverage so that you can double the value of your UM coverage if you have two vehicles. Navigating the legal and medical issues surrounding a personal injury claim is not easy. You need someone on your side who knows the rules and knows how to get the insurance company to pay what you deserve. You definitely need a personal injury lawyer working for you. Good luck.